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  • Mortgage Loan Officer

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    obsidian financial services
    Fort Lauderdale, FL

    Apply on My Stateline Jobs

    4 new

    Full-time
    No degree mentioned
    Health insurance
    Job highlights
    Identified by Google from the original job post

    Qualifications

    YOU MUST HAVE A NMLS LICENSE TO APPLY

    Ability to work remote
    Must have NMLS Safe Act license
    Responsibilities
    Checking Accounts setup for Branches
    Benefits
    You will have the ability to make 3.75 compensation
    We do not charge fees such as UW, Processing, Admin and QC fees with this special agreement no other Lender has

    Qualifications
    YOU MUST HAVE A NMLS LICENSE TO APPLY
    Ability to work remote
    Must have NMLS Safe Act license
    Responsibilities
    Checking Accounts setup for Branches
    Benefits
    You will have the ability to make 3.75 compensation
    We do not charge fees such as UW, Processing, Admin and QC fees with this special agreement no other Lender has
    Compensation up to 3% - 5% (Non-QM) or better
    Over 100 lenders to work with
    Close your loan in 10 working days in some cases
    In-house UW/Closing (FULL EAGLE)
    DPA, Construction/Perm, 203k with 5% compensation
    You are assigned a FREE mentor/AE to help structure your loans and close faster
    Only a $75 monthly fee admin, everything included!
    In house processing of $595 borrower pays
    Pay: $77,622.78 - $399,006.44 per year
    Health insurance
    Bonus pay

    Job description

    YOU MUST HAVE A NMLS LICENSE TO APPLY. APPLICANTS WHO DO NOT HAVE A LICENSE WILL NOT BE CONSIDERED FOR THIS POSITION.

    Join a broker/lender that has a proprietary agreement "NO OTHER" broker in the country has. This allows our loan officers to make up to 4.00% compensation, with zero fees working with your favorite lenders...

    Obsidian Financial Services, Inc is seeking experienced and non-experienced licensed loan officers, full-time or part-time, with no minimum closings required. We are the fastest growing lender in the mortgage industry. We allow our loan officers the ability to structure a file that best suits the customer and allows the loan officer to maximize their compensation.

    Compensation is another reason why we have been so successful. Our motto is "What you see is What you get" If you price a loan at 103.5, your loan compensation will be 3.5. As a lender, you can achieve a higher compensation scale as opposed to using our broker channel. Sometimes people broker and Obsidian has proprietary agreements with companies such as Quicken, Plaza and many others. Our proprietary non-delegated channel with these lenders gives us the edge on the mega brokers. You will have the ability to make 3.75 compensation. We do not charge fees such as UW, Processing, Admin and QC fees with this special agreement no other Lender has. Working with Obsidian the Opportunities Include:

    Work as Broker/Lender:

    Compensation up to 3% - 5% (Non-QM) or better.

    Over 100 lenders to work with.

    Close your loan in 10 working days in some cases.

    In-house UW/Closing (FULL EAGLE).

    DPA, Construction/Perm, 203k with 5% compensation.

    You are assigned a FREE mentor/AE to help structure your loans and close faster.

    Credit scores as low as 500 on some programs.

    FHA/VA/USDA Fully Delegated approved.

    Compensation/Payouts/Fees

    Can go either 1099 or W2.

    Trade Name and DBA approved.

    Payouts within 2 weeks.

    Checking Accounts setup for Branches

    Make money recruiting others.

    Only a $75 monthly fee admin, everything included!

    In house processing of $595 borrower pays.

    Health Plans.

    Benefits:

    State of the Art software-LendingPad, Optimal Blue, LoanSifter, Floify, Surefire and 100's of LOS integrations available

    Ability to work remote.

    Must have NMLS Safe Act license.

    Work Your Leads in multi-states as a Loan Officer Assistant through transition desk.

    It's time to see why Obsidian is going to help you achieve your goals, whether full time or part time, we are here to help you succeed.

    Job Types: Full-time, Part-time

    Pay: $77,622.78 - $399,006.44 per year

    Benefits:
    Health insurance
    Schedule:
    4 hour shift
    8 hour shift
    Supplemental pay types:
    Bonus pay

    Work Location: Remote

    Report this listing
    obsidian financial services
    Mortgage Loan Officer
    obsidian financial services
    Fort Lauderdale, FL
    via My Stateline Jobs
    Full-time
    No degree mentioned
    Health insurance
  • Mortgage Loan Officer, Strategic

    Save

    Saved

    4 new

    Full-time
    Job highlights
    Identified by Google from the original job post

    Qualifications
    Three plus years of retail residential mortgage sales experience
    Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)
    Established relationships with local referral networks
    Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences
    Strong computer skills and experience utilizing laptop technology
    Responsibilities
    Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations
    You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information
    Benefits
    If you apply and qualify for this role, a recruiter will discuss accurate pay guidance

    Qualifications
    Three plus years of retail residential mortgage sales experience
    Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)
    Established relationships with local referral networks
    Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences
    Strong computer skills and experience utilizing laptop technology
    Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS
    Responsibilities
    Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations
    You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information
    It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives
    Go above and beyond for customers: Aspire to deliver world class customer service
    Drive sales through service: Achieve sales and referral goals by developing a positive customer experience
    Build book of business: Proactively seek ways to develop and expand customer relationships in order to contribute towards the branch success
    Maximize personal productivity: Desire to maximize personal productivity through attention to detail, self motivation, and adaptability to achieve branch and personal goals
    Grow your own capabilities: Actively participate in opportunities to expand knowledge, influencing and interpersonal skills
    Benefits
    If you apply and qualify for this role, a recruiter will discuss accurate pay guidance

    Job description
    Description

    As an employee of Citizens Bank you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Bank is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally. We are committed to offering comprehensive and competitive benefits... encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

    Citizens Bank is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations. You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.

    As a Mortgage Loan Officer your primary responsibilities include:
    • Go above and beyond for customers: Aspire to deliver world class customer service
    • Drive sales through service: Achieve sales and referral goals by developing a positive customer experience
    • Build book of business: Proactively seek ways to develop and expand customer relationships in order to contribute towards the branch success
    • Maximize personal productivity: Desire to maximize personal productivity through attention to detail, self motivation, and adaptability to achieve branch and personal goals
    • Grow your own capabilities: Actively participate in opportunities to expand knowledge, influencing and interpersonal skills

    Qualifications
    • BA/BS degree or equivalent experience in residential mortgage sales preferred
    • Three plus years of retail residential mortgage sales experience
    Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)
    • Established relationships with local referral networks
    • Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences
    • Strong computer skills and experience utilizing laptop technology
    • Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.

    Hours & Work Schedule

    Hours per Week:
    Work Schedule:

    Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. This sales role is commission-based. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Why Work for UsAt Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth.Equal Employment OpportunityCitizens, its parent, subsidiaries, and related companies provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability or perceived disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws.Equal Employment and Opportunity Employer/Disabled/Veteran Citizens is a brand name of Citizens Bank, N.A. and each of its respective affiliates

    Report this listing
    Citizens
    Mortgage Loan Officer, Strategic
    Citizens
    Jacksonville Beach, FL
    via WANE Jobs
    Full-time
  • FLORIDA Mortgage Loan Originator

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    Keystone Mortgage Solutions LLC
    Anywhere

    4 new

    Work from home
    Full-time
    No degree mentioned
    Job highlights
    Identified by Google from the original job post

    Qualifications
    Mortgage Loan Originator Requirements and Qualifications
    Valid Florida driver's license required
    Active registered Florida NMLS license required
    Minimum 1 year of MLO experience required
    Track record of successfully originating various types of mortgage loans, including FHA, VA, conventional, land, construction non-QM, and reverse mortgages
    Experience in mortgage banking, financial advising, or as a mortgage consultant
    Responsibilities
    In this role, your goal is to help clients realize and meet their financial goals by responsibly advising them throughout the mortgage loan process, from application to closing
    You will be a great fit if you can swiftly identify customer needs, meet loan production goals, and work to ensure customer satisfaction
    Mortgage Loan Originator Duties and Responsibilities
    Meet and speak with mortgage loan borrowers on the phone, through video conferencing and or in person, advising and guiding them throughout the entire loan process
    Review financial information from all relevant parties
    Originate and evaluate mortgage loans according to company guidelines and standards

    Qualifications
    Mortgage Loan Originator Requirements and Qualifications
    Valid Florida driver's license required
    Active registered Florida NMLS license required
    Minimum 1 year of MLO experience required
    Track record of successfully originating various types of mortgage loans, including FHA, VA, conventional, land, construction non-QM, and reverse mortgages
    Experience in mortgage banking, financial advising, or as a mortgage consultant
    Excellent interpersonal, communication, presentation, and sales skills
    Knowledge of loan origination and servicing software
    Able to maintain compliance with financial and lending practices
    Responsibilities
    In this role, your goal is to help clients realize and meet their financial goals by responsibly advising them throughout the mortgage loan process, from application to closing
    You will be a great fit if you can swiftly identify customer needs, meet loan production goals, and work to ensure customer satisfaction
    Mortgage Loan Originator Duties and Responsibilities
    Meet and speak with mortgage loan borrowers on the phone, through video conferencing and or in person, advising and guiding them throughout the entire loan process
    Review financial information from all relevant parties
    Originate and evaluate mortgage loans according to company guidelines and standards
    Submit and monitor the status of applications
    Maintain good relationships with clients by keeping them informed
    Interact with realtors, account representatives, AMC, community personnel and sales agents as needed

    Job description
    Job Description

    Mortgage Loan Originator Job Summary...

    Keystone Mortgage Solutions LLC is actively hiring licensed Mortgage Loan Originators in the state of Florida with experience to assist clients and provide excellent support throughout the home-buying or refinance processes. Our ideal Mortgage Loan Originator keeps up with mortgage loan trends and developments, and is well-connected to financial institutions, lenders, and advisors. In this role, your goal is to help clients realize and meet their financial goals by responsibly advising them throughout the mortgage loan process, from application to closing. You will be a great fit if you can swiftly identify customer needs, meet loan production goals, and work to ensure customer satisfaction.

    Mortgage Loan Originator Duties and Responsibilities
    • Meet and speak with mortgage loan borrowers on the phone, through video conferencing and or in person, advising and guiding them throughout the entire loan process
    • Review financial information from all relevant parties
    • Originate and evaluate mortgage loans according to company guidelines and standards
    • Submit and monitor the status of applications
    • Maintain good relationships with clients by keeping them informed
    • Interact with realtors, account representatives, AMC, community personnel and sales agents as needed

    Mortgage Loan Originator Requirements and Qualifications
    • Valid Florida driver's license required
    • Active registered Florida NMLS license required
    • Minimum 1 year of MLO experience required
    • Track record of successfully originating various types of mortgage loans, including FHA, VA, conventional, land, construction non-QM, and reverse mortgages
    • Experience in mortgage banking, financial advising, or as a mortgage consultant
    • Excellent interpersonal, communication, presentation, and sales skills
    • Knowledge of loan origination and servicing software
    • Able to maintain compliance with financial and lending practices

    Company Description
    Keystone Mortgage Solutions is hiring professional, outgoing and motivated licensed Mortgage Loan Originators. We pride ourselves on the team we have built and are extending the opportunity to like-minded individuals to join us. We offer all types of loan programs from residential refinance and purchases, land and construction to commercial loans. You will have the option of working fully remote, partially remote or working within our office. We offer commission pay above industry standard. We provide live leads. We are active in our community, sponsoring and hosting charity events. We put our community and team first simply because we succeed and grow together. We have a highly successful plan and the MLO's that have come on board with us have all exceeded their income expectations. Contact us now! Keystone Mortgage Solutions LLC NMLS 1946639

    Report this listing
    Keystone Mortgage Solutions LLC
    FLORIDA Mortgage Loan Originator
    Keystone Mortgage Solutions LLC
    Anywhere
    via ZipRecruiter
    Work from home
    Full-time
    No degree mentioned
  • Mortgage Loan Originator

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    Fifth Third Bank
    Naples, FL

    4 new

    Full-time
    Job highlights
    Identified by Google from the original job post

    Qualifications
    High school diploma or equivalent mandatory
    Responsibilities
    Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals
    Meets standards and objectives defined by management for mortgage loan sales and cross-selling objectives
    Assumes overall responsibility for the residential mortgage loan from application to closing
    Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined
    Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience
    While operating within the Bank’s risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types

    Qualifications
    High school diploma or equivalent mandatory
    Responsibilities
    Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals
    Meets standards and objectives defined by management for mortgage loan sales and cross-selling objectives
    Assumes overall responsibility for the residential mortgage loan from application to closing
    Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined
    Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience
    While operating within the Bank’s risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types
    Develop referral contacts (realtors, builders, professional and personal contacts)
    Maintain knowledge of Fifth Third Mortgage Company's policies and procedures
    Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines
    Follow defined protocol for escalation exceptions
    Take applicant applications by completing Fannie Mae form 1003 on the laptop
    Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan to LOMAS
    Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management
    Manage pipeline for all originated loans through closing and complete required management reports
    Communicate with branches and/or applicants of providing timely updates and progress reports
    Maintain high levels of customer service while managing each applicant's and support staff's expectations
    Attend and participate in all Consumer Lending meetings as required by management

    Job description
    Make banking a Fifth Third better®

    We connect great people to great opportunities. Are you ready to take the next step? Discover a career in banking at Fifth Third Bank...

    General Function

    Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management for mortgage loan sales and cross-selling objectives. Assumes overall responsibility for the residential mortgage loan from application to closing.

    Responsible and accountable for risk by openly exchanging ideas and opinions, elevating concerns, and personally following policies and procedures as defined. Accountable for always doing the right thing for customers and colleagues, and ensures that actions and behaviors drive a positive customer experience. While operating within the Bank’s risk appetite, achieves results by consistently identifying, assessing, managing, monitoring, and reporting risks of all types.

    Essential Duties And Responsibilities
    • Develop referral contacts (realtors, builders, professional and personal contacts).
    • Maintain knowledge of Fifth Third Mortgage Company's policies and procedures.
    • Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines.
    • Follow defined protocol for escalation exceptions.
    • Take applicant applications by completing Fannie Mae form 1003 on the laptop.
    • Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan to LOMAS.
    • Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management.
    • Manage pipeline for all originated loans through closing and complete required management reports.
    • Communicate with branches and/or applicants of providing timely updates and progress reports.
    • Maintain high levels of customer service while managing each applicant's and support staff's expectations.
    • Attend and participate in all Consumer Lending meetings as required by management.

    Minimum Knowledge And Skills Required
    • High school diploma or equivalent mandatory. Four-year college degree preferred.
    • Knowledge of conventional and/or government lending guidelines.
    • Knowledge of residential mortgage processing, underwriting, and closing procedures.
    • Knowledge of federal lending regulations governing real estate lending.
    • Must have at least 2 years of mortgage lending experience.
    • Must have an established local book of referral sources.
    • Must have existing mortgage sales of $1 million per month.
    • Demonstrated organizational skills.
    • Strong written and verbal communications skills.
    • Demonstrated teamwork and customer service skills.
    • Proven computer skills.
    • Basic sales technique skills.
    • Strong desire to excel in a competitive environment.
    • This position requires S.A.F.E. Act registration at the time of employment through the Nationwide Mortgage Licensing System (NMLS). The NMLS web site (mortgage.nationwidelicensingsystem.org) provides the MU4R questions and registration required for employment in this position.

    Mortgage Loan Originator

    LOCATION -- Naples, Florida 34112

    Fifth Third Bank, National Association is proud to have an engaged and inclusive culture and to promote and ensure equal employment opportunity in all employment decisions regardless of race, color, gender, national origin, religion, age, disability, sexual orientation, gender identity, military status, veteran status or any other legally protected status

    Report this listing
    Fifth Third Bank
    Mortgage Loan Originator
    Fifth Third Bank
    Naples, FL
    via LinkedIn
    Full-time
  • Mortgage Loan Officer, Strat

    Save

    Saved

    Citizens
    Naples, FL

    4 new

    Full-time
    Job highlights
    Identified by Google from the original job post

    Qualifications
    Three plus years of retail residential mortgage sales experience
    Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)
    Established relationships with local referral networks
    Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences
    Strong computer skills and experience utilizing laptop technology
    Responsibilities
    Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations
    You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information
    Benefits
    If you apply and qualify for this role, a recruiter will discuss accurate pay guidance

    Qualifications
    Three plus years of retail residential mortgage sales experience
    Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)
    Established relationships with local referral networks
    Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences
    Strong computer skills and experience utilizing laptop technology
    Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS
    Responsibilities
    Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations
    You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information
    It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives
    Go above and beyond for customers: Aspire to deliver world class customer service
    Drive sales through service: Achieve sales and referral goals by developing a positive customer experience
    Build book of business: Proactively seek ways to develop and expand customer relationships in order to contribute towards the branch success
    Maximize personal productivity: Desire to maximize personal productivity through attention to detail, self motivation, and adaptability to achieve branch and personal goals
    Grow your own capabilities: Actively participate in opportunities to expand knowledge, influencing and interpersonal skills
    Benefits
    If you apply and qualify for this role, a recruiter will discuss accurate pay guidance

    Job description
    Description

    As an employee of Citizens Bank you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Bank is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally. We are committed to offering comprehensive and competitive benefits... encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

    Citizens Bank is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations. You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.

    As a Mortgage Loan Officer your primary responsibilities include:
    • Go above and beyond for customers: Aspire to deliver world class customer service
    • Drive sales through service: Achieve sales and referral goals by developing a positive customer experience
    • Build book of business: Proactively seek ways to develop and expand customer relationships in order to contribute towards the branch success
    • Maximize personal productivity: Desire to maximize personal productivity through attention to detail, self motivation, and adaptability to achieve branch and personal goals
    • Grow your own capabilities: Actively participate in opportunities to expand knowledge, influencing and interpersonal skills

    Qualifications
    • BA/BS degree or equivalent experience in residential mortgage sales preferred
    • Three plus years of retail residential mortgage sales experience
    Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)
    • Established relationships with local referral networks
    • Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences
    • Strong computer skills and experience utilizing laptop technology
    • Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.

    Hours & Work Schedule

    Hours per Week:
    Work Schedule:

    Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. This sales role is commission-based. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance.

    Why Work for Us
    At Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth.
    Equal Employment Opportunity
    Citizens, its parent, subsidiaries, and related companies provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability or perceived disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws.
    Equal Employment and Opportunity Employer/Disabled/Veteran
    Citizens is a brand name of Citizens Bank, N.A. and each of its respective affiliates

    Report this listing
    Citizens
    Mortgage Loan Officer, Strat
    Citizens
    Naples, FL
    via WJTV Jobs
    Full-time
  • Florida Mortgage Loan Originator

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    Saved

    Castle Rock Capital Funding
    Miramar Beach, FL

    4 new

    Full-time
    No degree mentioned
    Job highlights
    Identified by Google from the original job post

    Qualifications
    Also, you must currently have an active Florida NMLS license
    Florida NMLS License (Required)
    Responsibilities
    Once the MLO originates the loan, the MLS licensed Transaction Manager steps in to gather documents from the customer, get the loan submitting for underwriting, get the loan over to processing, and then they monitor the deal to ensure an on-time and smooth closing
    On most deals, the MLO touches each deal very little once the customer says “yes”
    Benefits
    Your compensation is based 100% on your production
    Pay: $106,739.00 - $500,000.00 per year

    Qualifications
    Also, you must currently have an active Florida NMLS license
    Florida NMLS License (Required)
    Responsibilities
    Once the MLO originates the loan, the MLS licensed Transaction Manager steps in to gather documents from the customer, get the loan submitting for underwriting, get the loan over to processing, and then they monitor the deal to ensure an on-time and smooth closing
    On most deals, the MLO touches each deal very little once the customer says “yes”
    This allows the MLO more time to originate more business and spend more time with family and friends
    You as a team lead enjoy an override of members of your team
    Benefits
    Your compensation is based 100% on your production
    Pay: $106,739.00 - $500,000.00 per year
    Flexible schedule
    Self-determined schedule
    Commission pay

    Job description
    While so many are laying MLOs off…we’re bringing MLOs on board! Instead of relying on banks and retail lenders who might lay you off at any second, build your own practice with Castle Rock’s MLO platform with:

    · Conventional...

    · FHA

    · VA

    · USDA

    · Rental and Flip Programs to LLCs

    · No-Income Verification Loans

    · Commercial Loans

    PLEASE READ THIS ENTIRELY TO MAKE SURE WE ARE A FIT FOR YOU BEFORE APPLYING.

    We’ve seen the ups and downs of the market for the past 30 years and we realize what it takes to build a long-term, thriving practice in down markets. We would love to help you do that. Castle Rock Capital Funding was founded by career loan officers with the dual purpose of helping loan officers grow their practice while creating a place where customers want to do business. We currently seek Florida NMLS Licensed MLOs that truly want to be proud of where they hang their license. We want MLOs that are professional, take serving the customer seriously, treat others with respect and dignity, are responsive, and truly want to grow with our organization. A few points that are important to understand - Castle Rock is a platform for you to build your practice. Your compensation is based 100% on your production. Although work is remote, we are only seeking Florida-based LOs. Also, you must currently have an active Florida NMLS license. ALTHOUGH THIS IS A REMOTE POSITION, WE ARE ONLY LOOKING FOR FLORIDA-BASED MLOS. We are only currently licensed in Florida.

    Our onboarding process is different. We look for MLOs that blend with our culture rather than only seeking the top producers. Sure, there are minimum production goals to help us offset the cost of the significant resources we provide our MLOs, but we want you to be truly happy with Castle Rock and our minimum production requirements are relatively low in comparison with other brokers. If there isn’t a fit, that’s OK, but this isn’t a large national brokerage where you hang your license and become only a number.

    Here’s what we provide our MLOs:

    RESOURCES: We use Arive as our LOS (if you are not familiar with it, Arive is spelled correctly) and we provide this to all MLOs. Our use of a Transaction Manager to free up the MLO is also quite unique. This unique and tremendous tool frees the MLO to do what they do best…drive business in the door by relieving them of the administrative tasks that make it hard to scale up their practice.

    OUR PROCESS: We want our MLOs to thrive and do more business. Most MLOs we’ve spoken to end up so bogged down in paperwork that they can’t scale their practices up. That’s why we’ve added the role of Transaction Manager to the team. Once the MLO originates the loan, the MLS licensed Transaction Manager steps in to gather documents from the customer, get the loan submitting for underwriting, get the loan over to processing, and then they monitor the deal to ensure an on-time and smooth closing. On most deals, the MLO touches each deal very little once the customer says “yes”. This allows the MLO more time to originate more business and spend more time with family and friends. After your first 3 deals with us, the use of the TM is optional and there is a small charge to your payout upon closing for the use of the TM, but our process allows you to make more money with less stress so you can grow your practice and do the things you love to do. Use of the TM is not required after the first 3 deals, but it truly is a way to break through that plateau that holds most MLOs back.

    OUR PRODUCT PHILOSOPHY: If you are looking for a broker with 100 lenders to choose from, you’ve come to the wrong place. We will add lenders to the stable if it makes sense, but we believe building deep relationships with fewer lenders is far superior to setting up 100 lenders only to use a handful. Processors and TMs can’t be expected to master the portals of 100 different lenders and we’ve found that lenders are more responsive to those brokerages that actually send them business as opposed to brokerages that might send only 1 deal each year. We offer the best lenders in many different categories. We’re well known for excelling with real estate investor and self-employed borrower loans, which gives you a good way to set yourself apart when approaching referral sources. We are very open to adding more lenders to the stable of lenders, but we want to make sure they are lenders that we will truly want a relationship with.

    TEAM BUILDING: We support and encourage you to grow your practice by building a team. You as a team lead enjoy an override of members of your team. It’s a great way for you to build a practice while getting support from your broker.

    Our splits are among the best in the industry. It is your own practice using our platform as support. Comp is 100% production based.

    If such a relationship with your broker is something you seek, we would love to speak with you. Let Castle Rock help you avoid the pitfalls of a down market as we help you build a practice you can be proud of for many years to come.

    Job Type: Full-time

    Pay: $106,739.00 - $500,000.00 per year

    Benefits:
    • Flexible schedule

    Physical Setting:
    • Office

    Schedule:
    • Self-determined schedule

    Supplemental Pay:
    • Commission pay

    COVID-19 considerations:
    N/A

    Experience:
    • Loan origination: 1 year (Preferred)

    License/Certification:
    • Florida NMLS License (Required)

    Work Location: Remote

    Report this listing
    Castle Rock Capital Funding
    Florida Mortgage Loan Originator
    Castle Rock Capital Funding
    Miramar Beach, FL
    via Salary.com
    Full-time
    No degree mentioned
  • Mortgage Loan Officer, Strategic

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    Citizens
    Tampa, FL

    4 new

    Full-time
    Job highlights
    Identified by Google from the original job post

    Qualifications
    Three plus years of retail residential mortgage sales experience
    Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)
    Established relationships with local referral networks
    Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences
    Strong computer skills and experience utilizing laptop technology
    Responsibilities
    Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations
    You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information
    Benefits
    If you apply and qualify for this role, a recruiter will discuss accurate pay guidance

    Qualifications
    Three plus years of retail residential mortgage sales experience
    Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)
    Established relationships with local referral networks
    Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences
    Strong computer skills and experience utilizing laptop technology
    Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS
    Responsibilities
    Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations
    You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information
    It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives
    Go above and beyond for customers: Aspire to deliver world class customer service
    Drive sales through service: Achieve sales and referral goals by developing a positive customer experience
    Build book of business: Proactively seek ways to develop and expand customer relationships in order to contribute towards the branch success
    Maximize personal productivity: Desire to maximize personal productivity through attention to detail, self motivation, and adaptability to achieve branch and personal goals
    Grow your own capabilities: Actively participate in opportunities to expand knowledge, influencing and interpersonal skills
    Benefits
    If you apply and qualify for this role, a recruiter will discuss accurate pay guidance

    Job description
    Description

    As an employee of Citizens Bank you become a part of an organization committed to serving customers, colleagues and communities in which we do business. Citizens Bank is an established and successful financial services company with a branch presence in 12 states and the ability to conduct business globally. We are committed to offering comprehensive and competitive benefits... encouraging our colleagues to develop and grow their careers, and providing a fiscally sound and stable work environment while delivering to our customers.

    Citizens Bank is honored to be a top Lender in the Mortgage sector and is focused on growing our market share in the states we currently operate. We are currently hiring talented Mortgage Loan Officers who proactively identify, develop and maintain a quality network of business relationships that serves as a source of referrals for new mortgage lending opportunities. External relationships are the cornerstone of generating new business and may consist of realtors, builders, professional and personal contacts. Our Loan Officers are encouraged to participate in business related development opportunities, community efforts to promote home ownership and professional organizations. You will be responsible for interviewing new and existing customers to determine their loan needs and advising those customers of appropriate products, terms, and pricing, while gather any additional required information. It will be necessary to generate complete mortgage applications, ensuring appropriate procedures and policies are followed, while meeting sales goals and objectives.

    As a Mortgage Loan Officer your primary responsibilities include:
    • Go above and beyond for customers: Aspire to deliver world class customer service
    • Drive sales through service: Achieve sales and referral goals by developing a positive customer experience
    • Build book of business: Proactively seek ways to develop and expand customer relationships in order to contribute towards the branch success
    • Maximize personal productivity: Desire to maximize personal productivity through attention to detail, self motivation, and adaptability to achieve branch and personal goals
    • Grow your own capabilities: Actively participate in opportunities to expand knowledge, influencing and interpersonal skills

    Qualifications
    • BA/BS degree or equivalent experience in residential mortgage sales preferred
    • Three plus years of retail residential mortgage sales experience
    Documented residential mortgage loan volume in the past 12 months of $12 million (minimum)
    • Established relationships with local referral networks
    • Ability to communicate clearly and effectively, both verbally and in writing, across a variety of audiences
    • Strong computer skills and experience utilizing laptop technology
    • Successful candidate must meet and comply with all requirements set forth in the SAFE Act, including, but not limited to successful completion of the required background checks and obtaining a Unique Identifier from the NMLS.

    Hours & Work Schedule

    Hours per Week:
    Work Schedule:

    Some job boards have started using jobseeker-reported data to estimate salary ranges for roles. This sales role is commission-based. If you apply and qualify for this role, a recruiter will discuss accurate pay guidance. Why Work for UsAt Citizens, you'll find a customer-centric culture built around helping our customers and giving back to our local communities. When you join our team, you are part of a supportive and collaborative workforce, with access to training and tools to accelerate your potential and maximize your career growth.Equal Employment OpportunityCitizens, its parent, subsidiaries, and related companies provide equal employment and advancement opportunities to all colleagues and applicants for employment without regard to age, ancestry, color, citizenship, physical or mental disability or perceived disability, ethnicity, gender, gender identity or expression, genetic information, genetic characteristic, marital or domestic partner status, victim of domestic violence, family status/parenthood, medical condition, military or veteran status, national origin, pregnancy/childbirth/lactation, colleague's or a dependent's reproductive health decision making, race, religion, sex, sexual orientation, or any other category protected by federal, state and/or local laws.Equal Employment and Opportunity Employer/Disabled/Veteran Citizens is a brand name of Citizens Bank, N.A. and each of its respective affiliates

    Report this listing
    Citizens
    Mortgage Loan Officer, Strategic
    Citizens
    Tampa, FL
    via My Stateline Jobs
    Full-time
  • Mortgage Loan Originator

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    Glory Mortgage LLC
    Anywhere

    4 new

    Work from home
    Full-time
    No degree mentioned
    Job highlights
    Identified by Google from the original job post

    Qualifications
    You must be independent and able to produce at least 1 mortgage loan per month
    Must have a State Mortgage License through the NMLS
    You must be licensed in one of the following states CO, DC, FL, GA, MT, MI, MD, TX, WA
    Hard working
    Optimistic with a positive attitude
    Be a team player and accountable
    Responsibilities
    You will guide Borrowers through the mortgage milestones every step of the purchase and refinance process
    You will provide initial consultations to identify the Borrowers’ needs and criteria for their new or existing home
    Benefits
    Pay: $79,160.91 - $245,000.00 per year
    401(k)

    Qualifications
    You must be independent and able to produce at least 1 mortgage loan per month
    Must have a State Mortgage License through the NMLS
    You must be licensed in one of the following states CO, DC, FL, GA, MT, MI, MD, TX, WA
    Hard working
    Optimistic with a positive attitude
    Be a team player and accountable
    Excellent interpersonal skills
    Responsibilities
    You will guide Borrowers through the mortgage milestones every step of the purchase and refinance process
    You will provide initial consultations to identify the Borrowers’ needs and criteria for their new or existing home
    You will implement a sound financial plan through mortgages and act as your Borrowers advocate and adviser through the day of closing
    Master all aspects of the sales process!
    Deliver a world class client experience!
    Create raving fans to maximize the lifetime value of our clients!
    Focus on new business development every day!
    Benefits
    Pay: $79,160.91 - $245,000.00 per year
    401(k)
    Employee discount
    Professional development assistance
    8 hour shift
    Commission pay

    Job description
    Now Hiring Mortgage Loan Officers

    You will guide Borrowers through the mortgage milestones every step of the purchase and refinance process. You will provide initial consultations to identify the Borrowers’ needs and criteria for their new or existing home. You will implement a sound financial plan through mortgages and act as your Borrowers advocate and adviser through the day of closing...

    If you have a State Mortgage Originator License, then you have found a great opportunity to earn an unlimited income with a fantastic company. We are a Mortgage Broker licensed in 9 states and growing. We have an incredible compensation plan and several Investors. You can make from 150-275 bps per file. We are hiring people-oriented individuals with outstanding positive attitudes which are dedicated to their craft and have a track record of success.

    You must be eager to embrace our systems, tools, and mentorship that our team offers. You must be independent and able to produce at least 1 mortgage loan per month. You can work from a home office or if you have experience and would like to become a Branch Manager, we have opportunities available for the right candidates.

    If you are new to the Mortgage Industry, and would like to learn this business, we have a step-by-step training program. Our goal is to offer you a hands-on approach so you can learn this business and we can develop you into a Branch Manager.

    Why choose Glory Mortgage?

    We are a national independent brokerage with the ability to close and fund a loan less than 30 days. We have partnered with some of the Nation’s top lending institutions offering Conventional, FHA, VA, USDA, Jumbo, Investment, Reverse loan products. We offer the best state of the art technology to provide our Mortgage Loan Originators with a library of customizable marketing materials and automation tools that bring your loans to a successful closing. You focus on your sales not on the operations!

    What if I am new or coming back to the business?

    We believe in teaching and training the right individuals that are driven with a true desire to succeed. You bring you’re “A”-game, and we will take you step-by-step to the level you want to be at. For the right personality and attitude there is no limit to what you can achieve. Your desire to help the customer is what we are after.

    This is a 100% commission position.

    https://www.glorymortgage.com/now-hiring

    Responsibilities:
    • Master all aspects of the sales process!
    • Deliver a world class client experience!
    • Create raving fans to maximize the lifetime value of our clients!
    • Focus on new business development every day!

    Qualifications:
    • Must have a State Mortgage License through the NMLS
    • You must be licensed in one of the following states CO, DC, FL, GA, MT, MI, MD, TX, WA.
    • 1 Plus Years of Mortgage a plus / We will train newly Licensed Mortgage Originators
    • Hard working
    • Optimistic with a positive attitude
    • Be a team player and accountable
    • Excellent interpersonal skills

    Job Types: Full-time, Contract

    Pay: $79,160.91 - $245,000.00 per year

    Benefits:
    • 401(k)
    • Employee discount
    • Professional development assistance

    Schedule:
    • 8 hour shift

    Supplemental Pay:
    • Commission pay

    Experience:
    • Fair Housing regulations: 1 year (Preferred)
    • Loan origination: 1 year (Preferred)
    • Sales: 1 year (Preferred)

    License/Certification:
    • State NMLS License (Preferred)

    Work Location: Multiple Locations

    Report this listing
    Glory Mortgage LLC
    Mortgage Loan Originator
    Glory Mortgage LLC
    Anywhere
    via Salary.com
    Work from home
    Full-time
    No degree mentioned
  • Mortgage Loan Originator

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    Truist
    Naples, FL

    4 new

    Full-time
    Job highlights
    Identified by Google from the original job post

    Qualifications
    Language Fluency: English (Required)
    The requirements listed below are representative of the knowledge, skill and/or ability required
    Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions
    1+ year(s) experience in banking and/or lending environment with basic knowledge of
    Good organizational, written and verbal communication skills
    Possesses solid interpersonal and negotiation skills
    Responsibilities
    Responsible for the sales and marketing of Truist Mortgage Loan products within bank policies and procedures as well as consistent, effective referrals of mortgage clients for other bank services, including the qualifying package of services, and insurance products
    Execute effective mortgage marketing and development plans to meet or exceed agreed upon mortgage
    Maintain a complete and thorough knowledge of the Mortgage Strategies, Policies and Procedures, as well
    as secondary market investor's guidelines utilized by Truist
    Adhere to and comply fully with any and all Truist policies and procedures related to internal and external
    rules and regulations, particularly those established by State and Federal law

    Qualifications
    Language Fluency: English (Required)
    The requirements listed below are representative of the knowledge, skill and/or ability required
    Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions
    1+ year(s) experience in banking and/or lending environment with basic knowledge of
    Good organizational, written and verbal communication skills
    Possesses solid interpersonal and negotiation skills
    Demonstrated proficiency in relevant computer applications
    Must be SAFE Mortgage Licensing Act compliant within 30 days of employment in this role including new
    or transfer of registration, and applicable NMLS acceptable background check
    Walking Frequently (25% - 50% of the time)
    Lifting Up to 25 lbs
    Visual / Audio / Speaking
    Able to access and interpret client information received from the computer and able to hear and speak with individuals in person and on the phone
    Manual Dexterity / Keyboarding
    Able to work standard office equipment, including PC keyboard and mouse, copy/fax machines, and printers
    Responsibilities
    Responsible for the sales and marketing of Truist Mortgage Loan products within bank policies and procedures as well as consistent, effective referrals of mortgage clients for other bank services, including the qualifying package of services, and insurance products
    Execute effective mortgage marketing and development plans to meet or exceed agreed upon mortgage
    Maintain a complete and thorough knowledge of the Mortgage Strategies, Policies and Procedures, as well
    as secondary market investor's guidelines utilized by Truist
    Adhere to and comply fully with any and all Truist policies and procedures related to internal and external
    rules and regulations, particularly those established by State and Federal law
    Provide mortgage clients sound mortgage advice based on a full understanding of client needs as well as
    Truist Mortgage products and their benefits
    solutions for deepening client opportunities
    Assist Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up as determined
    through quality control or post-closing review
    Sitting Frequently (25% - 50% of the time)

    Job description
    Req ID: R0050688

    The position is described below. If you want to apply, click the Apply button at the top or bottom of this page. You'll be required to create an account or sign in to an existing one...

    Need Help?

    If you have a disability and need assistance with the application, you can request a reasonable accommodation. Send an email toAccessibilityor call 877-891-2510 (accommodation requests only; other inquiries won't receive a response).

    Regular or Temporary:

    Regular

    Language Fluency: English (Required)

    Work Shift:

    1st shift (United States of America)

    Please review the following job description:

    Responsible for the sales and marketing of Truist Mortgage Loan products within bank policies and procedures as well as consistent, effective referrals of mortgage clients for other bank services, including the qualifying package of services, and insurance products.

    ESSENTIAL DUTIES AND RESPONSIBILITIES

    Following is a summary of the essential functions for this job. Other duties may be performed, both major and minor, which are not mentioned below. Specific activities may change from time to time.
    • Execute effective mortgage marketing and development plans to meet or exceed agreed upon mortgage

    production goals.
    • Maintain a complete and thorough knowledge of the Mortgage Strategies, Policies and Procedures, as well

    as secondary market investor's guidelines utilized by Truist.
    • Adhere to and comply fully with any and all Truist policies and procedures related to internal and external

    rules and regulations, particularly those established by State and Federal law.
    • Provide mortgage clients sound mortgage advice based on a full understanding of client needs as well as

    Truist Mortgage products and their benefits.
    • Consistently execute on Truist's referral process by introducing mortgage clients to other bank

    solutions for deepening client opportunities.
    • Assist Mortgage Loan Fulfillment with client, attorney, or appraiser document follow-up as determined

    through quality control or post-closing review.

    QUALIFICATIONS

    Required Qualifications:

    The requirements listed below are representative of the knowledge, skill and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.
    • 1+ year(s) experience in banking and/or lending environment with basic knowledge of

    residential property types
    • Good organizational, written and verbal communication skills
    • Possesses solid interpersonal and negotiation skills
    • Demonstrated proficiency in relevant computer applications
    • Must be SAFE Mortgage Licensing Act compliant within 30 days of employment in this role including new

    or transfer of registration, and applicable NMLS acceptable background check

    Preferred Qualifications:
    • Bachelor's degree in Business, Marketing, Accounting, or related studies or equivalent financial sales experience.
    • Two or more years of experience in residential mortgage lending with solid knowledge of the local market and regulations.
    • Previous sales awards and leadership positions.
    • Bilingual preferred

    OTHER JOB REQUIREMENTS / WORKING CONDITIONS

    Sitting/Standing/Walking/Bending/Lifting

    Sitting Frequently (25% - 50% of the time)

    Standing Frequently (25% - 50% of the time)

    Walking Frequently (25% - 50% of the time)

    Lifting Up to 25 lbs.

    Visual / Audio / Speaking

    Able to access and interpret client information received from the computer and able to hear and speak with individuals in person and on the phone.

    Manual Dexterity / Keyboarding

    Able to work standard office equipment, including PC keyboard and mouse, copy/fax machines, and printers.

    Availability

    Able to work all hours scheduled, including overtime as directed by manager/supervisor and required by business need.

    Travel

    Up to 75%

    Truist supports a diverse workforce and is an Equal Opportunity Employer who does not discriminate against individuals on the basis of race, gender, color, religion, national origin, age, sexual orientation, gender identity, disability, veteran status or other classification protected by law. Drug Free Workplace.

    Thank you for your interest in Truist! BB&T and SunTrust have come together in a transformational merger of equals to create Truist, the premier financial organization in the country. You may notice references to our legacy company names, BB&T and SunTrust, in places throughout this site. All such references should be understood to refer to Truist moving forward while we continue to transition to the Truist name.

    EEO is the Law Pay Transparency Nondiscrimination Provision E-Verify

    © 2017 SunTrust Banks, Inc. All rights reserved.

    SunTrust is federally registered service marks of SunTrust Banks, Inc

    Report this listing
    Truist
    Mortgage Loan Originator
    Truist
    Naples, FL
    via Truist Jobs
    Full-time
  • Florida Mortgage Loan Originator

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    Interval Mortgage Solutions
    Margate, FL

    4 new

    Contractor
    No degree mentioned
    Work with Dynamic Mortgage Broker with best technology and loan programs for all borrowers.

    We have a special program for cash-out refis and a database of 1.4 million timeshare owners

    Come grow with US!!

    Report this listing
    Interval Mortgage Solutions
    Florida Mortgage Loan Originator
    Interval Mortgage Solutions
    Margate, FL
    via Glassdoor
    Contractor
    No degree mentioned

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