Florida Foreign National Mortgage Lenders
$500k to $30 million Foreign National Nonresident Mortgage Lenders Purchase Refinance- Property Types: Single Family, Townhouse, Condo, Multi-family, Office, Retail, and Industrial. Serving all of Florida, including Miami, Broward, Palm Beach, Naples, Tampa, Pinellas, Hillsborough, and Collier
Foreign National Florida Mortgage Lenders
NON-RESIDENT MORTGAGE APPLICATION CHECKLIST
Minimum Requirements for Initial Underwriting Submission
REQUIRED APPLICATION SECTION
Valid Social Security Card OR Valid Personal ITIN Number must be provided at the application.
REQUIRED INCOME DOCUMENTATION
Foreign individual tax returns for the previous two years (if applicable)
Wage Earners
- A signed letter from a foreign employer attesting to: (1) Total income earned in the most recent
two years and (2) Current YTD income earned
Self-Employed
- A signed letter from a third party (e.g., firm accountant/auditor/firm CFO) attesting to both: Total business income/loss following the borrower in the most recent two years, AND Current YTD income/loss following the borrower will be acceptable.
- Business Bank/Brokerage statement to support self-employment income
REQUIRED ASSET DOCUMENTATION
- Personal Guarantor Bank/Brokerage statements (all pages including blanks) for the most recent two months
- If using gift funds, URLA to document as such or provide gift letter(s)
REQUIRED CREDIT DOCUMENTATION
Two non-traditional credit references (covering the most recent 12-month period) or Foreign
Credit Report (covering two credit references covering the most recent 12-month period)
All documents not in English must be translated by an Axos Bank-approved certified translator.
ADDITIONAL DOCUMENTATION AS NEEDED
If a Purchase transaction,
• Provide Executed Purchase Contract for the subject property
• Provide proof of Earnest Money Deposit
If a transaction,
• provide Preliminary Title Report/Title Commitment.
• List the source of the down payment on the URLA
Serving all Florida including: Surfside, Sunny Isles Beach, Holmes Beach, Marco Island, Siesta Key, Islamorada, Longboat Key, Indian River Shores, Coral Gables, Highland Beach, Pinecrest, Sea Ranch Lakes, Anna Maria, Bay Harbor Islands, Miami Beach, Ocean Ridge, Golf, Florida , Jupiter Inlet Colony Key Biscayne Gulf Stream, Bal Harbour, Manalapan, Golden Beach, Jupiter Island, Palm Beach,
