At (USML)US Mortgage Lenders LLC customer service, trust, and confidence are a high priority. That’s why we welcome this opportunity to describe our privacy policies and the steps we take to protect and maintain your information and to let you know how you can choose how your customer information may be shared.
Please see our Privacy Policy for a full explanation of how we collect, use, and share personal information and what steps you can take to limit sharing of your information.
Information Collection
We collect nonpublic personal information about you, including:
- Information we receive from you on applications, surveys, online registrations or other forms (such as your name, address, assets, Social Security number, income, and debt)
- Information about your transactions with us, our affiliates, or others (such as account balance, transaction history, or information about our communications with you)
- Information about your creditworthiness, credit history, credit scores, and other facts about you that we obtain from consumer reporting agencies or from providers of marketing and demographic information.
- Information from other outside sources regarding their employment, credit or other relationship with you or verifying representations made by you, such as your employment history, loan balances or your property insurance coverage.
Protecting The Confidentiality And Security Of Your Information
Keeping financial information is one of our most important responsibilities. Only those persons who need it to perform their job responsibilities are authorized to access your information. We take reasonable precautions to protect your information and limit disclosure by maintaining physical, electronic and procedural safeguards.
Information Use And Disclosure
We may share information we have about you to give you superior service. We may share this information in the following ways:
With Affiliates of US Mortgage Lenders LLC (USML) for servicing and US Mortgage Lenders LLC (USML) marketing purposes.
We do not share your information for our affiliate’s business purposes.
We may work with non-affiliated companies or organizations to provide services on our behalf in connection with the servicing of your account. Consequently, we may disclose some or all of the information that we collect (described in the Information Collection) to the following:
- Companies that perform services on our behalf, such as check and statement printers, data processing companies and vendors who monitor the status of insurance on the property
We may disclose some or all of the information that we collect (described in the Information Collection) as permitted by law. For example, we may share personal information:
- With regulatory authorities and law enforcement officials
- To protect against fraud
- To report activity to credit bureaus
- To respond to a subpoena
- To service your account
- With Other Third Parties
We may disclose some or all of the information that we collect (described in the Information Collection) with non-affiliated companies or other organizations, including:
- Financial service providers, such as mortgage bankers, securities broker-dealers and insurance agents
- Other companies and organizations, such as non-profit organizations
Maintenance Of Accurate Information
We have established commercially reasonable procedures designed to ensure that your personal information is as accurate and complete as possible. If you believe that our records contain inaccurate or incomplete information about you, please notify us by calling 954-667-9110 or sending a written inquiry to us at US Mortgage Lenders LLC, Attention: Customer Service Department, 3440 Hollywood Blvd Suite 415, Hollywood, FL 33021 . We will take commercially reasonable steps to investigate your concerns and correct inaccurate information in a timely manner.
Companies Providing This Notice
This policy is provided by US Mortgage Lenders LLC.
Cookies And Other Technical Information
We may send “cookies” to your computer primarily to enhance your online experience. “Cookies” are files that can identify you as a unique customer and store your personal preferences as well as technical information (including click through and click stream data). Cookies can either be permanent (i.e., they remain on your computer until you delete them) or temporary (i.e., they last only until you close your browser). We may also use tracking systems such as “Web beacons,” which monitor your use of our Web sites. Tracking systems (Web beacons or Web bugs) are small strings of code that provide a method for delivering a graphic image on a Web page for the purpose of transferring data, such as the IP (Internet Protocol) address of the computer that downloaded the page on which the Web beacon appears, the URL (Uniform Resource Locator) of the page on which the Web beacon appears, the time the page containing the Web beacon was viewed, the types of browser that fetched the Web beacon and the identification number of any cookie on the computer previously placed by that server. When corresponding with you via HTML capable e-mail, Web beacons let us know whether you received and opened our e-mail.
On their own, cookies or Web beacons do not contain or reveal any personally identifiable information. However, if you choose to furnish one of our Web sites with personally identifiable information, this information can be linked to the data stored in the cookies/Web beacons.
Your ongoing use of our Web sites constitutes your acceptance of this Privacy Policy, and you specifically agree to our described use of cookies and Web beacons. You may adjust your browser to reject cookies from us or from any other site. Additionally, by setting your Web browser to display HTML e-mails as text only, you may be able to prevent the use of some Web beacons. Please consult the “Help” section of your browser for more information. However, certain areas of our Web sites can only be accessed in conjunction with cookies or similar devices and you should be aware that disabling cookies or similar devices might prevent you from accessing some of our content.
Target Advertising
We may also use technologies to collect information about your online activities over time and across third party websites or other online services (behavioral tracking). We believe that this online behavioral tracking helps to provide you with more relevant advertising based upon on the websites you visit. Third parties may also use similar technologies to collect information about your online activities over time and across different third party sites.
You can visit the NAI Opt-Out website for information on how you can opt out of behavioral tracking on this website. Using the choice mechanisms these programs make available may help you see advertising that is relevant to you or help you avoid seeing interest based advertising generally.
